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 Current Investment Interest Rates 

Type Minimum A.P.R. A.P.Y.
  
Shares - Last Quarter $25.00 2.75% 2.78%
Share Draft $500.00 1.25% 1.26%
MMFA $2500.00 2.35% 2.38%
 
Certificates of Deposit
6 Months $2500.00 2.50% 2.53%
12 Months $1000.00 2.60% 2.63%
18 Months $1000.00 2.70% 2.73%
30 Months $1000.00 2.80% 2.84%
  
IRA No Minimum 3.75% 3.80%

Rates as of March 19, 2002