CREDIT CARDS

Carry the cards that save you money and fit your lifestyle - Mastercard and VISA from Huntsman Federal Credit Union. Our Mastercard, VISA, and Gold cards feature low interest rates and no annual fees. And our credit cards offer an interest-free grace period (except on cash advances).
Plus once approved for a Huntsman Federal Credit Union credit card, we can save you more money by transferring your existing credit card balances at other institutions, to our lower rate.
Whatever your credit card needs are, Huntsman Federal Credit Union has the right combination of benefits to fit any lifestyle. Mastercard & Visa Payment Methods Available Send in your monthly payment. Auto-pay: Automatically debits either your checking or savings account on the day your payment is due. You may choose between three payment plans: Minimum payment (as shown on statement) Payment in full (as shown on statement) Designated amount - This amount will replace the "minimum payment" normally billed to the account and must be equal to or greater than 3% of the credit line. Fax-Pay: Have your monthly credit card payment faxed from the credit union to your Mastercard or Visa account. The transaction appears on your statement within 24 hours of payment. Payments made after 2:00 p.m. will post the next business day.

Cancelling Recurring Charges to Your MasterCardŽ or VisaŽ Card
Recurring charges for expenses such as Internet access services, club membership dues, or mail-order installments present a unique problem. Once a cardholder has authorized the billing, the merchant has no further requirement to obtain authorizations prior to each installment charge. Should you need to cancel this type of billing, you must follow these three steps. Write a letter to the merchant cancelling the service and revoking the merchant's rights to charge the account. Even if there is a non-cancelable contract, you may still revoke the merchant's right to charge the account and request direct billing. Send the letter by certified mail and keep the receipt. Send a copy of the letter and the certified mail receipt to the address below with a dispute form or letter stating that the merchant no longer has the right to charge the account. If the merchant submits additional charges, cardholders should notify customer service immediately. Charges made after the cancellation date may be charged back to the merchant. Please remember that it is the cardholder's responsibility to cancel any recurring charges.